Tuesday, November 24, 2009

Doing The Credit Shuffle

A few weeks ago I noticed my Chase credit card increased my APR from 6.24% to 11.99% (approx 5k) Oh the horror!

I immediately began looking for new 0% balance transfer offers. I found the Discover More offer for 0% for 12 months whoo hoo! Meanwhile I still had my Bank of America 0% 12 month offer which expires in March.

I was almost at the limit for my BOA offer which I have not charged anything additional on that card except for the original balance transfer last year so I was only able to transfer 1k to that card which went through today. I'm still waiting for Discover to transfer the rest.

At least now I can start slashing my debt even more now that I don't have to worry about paying extra interest.

I guess it's time for an update. I'm scared to look.

Total debt as of 11/24/09 is $13822.58

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