In The Interest of Savings

To start the New Year on a better foot, I recently did a balance transfer to a new card where I get 0% APR for 15 months. That should be a big help in paying down my debt. I feel a little better knowing I won't be paying so much interest. I still have over $600 on the old card because I couldn't transfer all of it (credit limit). My goal now is to pay it all off by the end of the year. I need to be serious because I said it last year but I am determined to get rid of all the debt but December 31st 2009.

I got the Bank of America® World MasterCard with WorldPoints Rewards card. I put the card in a drawer because I really don't need to be using it and running up more debt.