Tutoring For Dollars

I haven't actually had the time to do it but I signed up for www.Wyzant.com last year to make money by tutoring. To sign up you choose the subjects you want to tutor. You need to take a test (relatively easy) to be certified to tutor in that subject.

You put up a profile with what subject(s) you tutor and a student will search the tutors profiles and email you or Wyzant will send you an email they get from a general inquiry from a student in your area.

You choose your own hourly rate and receive a percentage of this rate. You have to arrange to meet your student for example in the library or a place you mutually decide.

I have received several requests for tutoring at least one a month but unfortunately I have not had the time to be able to sync with a student's schedule because my work schedule varies so much.



If you don't want to leave your home to tutor you could try www.tutor.com and tutor online. You can choose your own hours and it's 24/7.

You get paid an hourly rate around $8 an hour. You also have to take a test to qualify, which I found was harder than Wyzant's. I actually failed the test for tutor.com but I will take it again.

I'm a kgb Agent Now

It's been a while since I've updated the blog. As I've written before I no longer work for ChaCha (still waiting on my last payment) and I needed something to replace that income stream so I decided to sign up for kgb.

It's also a text answering company, you may have seen their tv commercials. They pay roughly the same as ChaCha, .10 cents per text, although ChaCha can be higher depending on the category or how hard the question is to answer. I took the test about two weeks ago, passed, took the simulator, passed that now I'm just waiting to get myself scheduled to work.

It seems a lot more involved than ChaCha and for the same pay (which isn't much). ChaCha was a lot more flexible. With ChaCha you can jump on whenever you want, with kgb you have to schedule your shifts which is less convenient. With kgb you have to work a minimum of eight hours a month or your account will be deactivated.

Just seems like a lot more hoops you have to jump through with kgb. Unfortunately ChaCha hasn't been hiring for a long time now and I don't know when/if I can reapply for them. I will try kgb and see how it goes but from what I can tell now ChaCha seems better.

Got Paid by Fusion Cash

I got paid $34.45 from Fusion Cash. This is one of my favorite get paid to sites. My only issue is sometimes it's slow with adding new offers. Actually the majority of these earnings is just from doing to paid to click offer.




Here's how much I've make with Fusion Cash so far.




Check out Fusion Cash and get $5 to sign up.

www.fusioncash.com

Birthday Freebies

Well another year has come and gone and I'm a year older. Big sigh. I really hate birthdays now because I don't want to get older. I don't even tell people about my birthday. Well I try not to think about it. Age is nothing but a number right?

One good thing about birthdays is free stuff and I'm going to take advantage of some today. I got a coupon for free noodles at Noodles & Company so that will probably be my dinner. I've never eaten there but I heard it was good. For desert I will hit up Baskin Robbins for a free scoop of ice cream.

My mother gave me $50 of much needed cash. I'm putting some of it on my credit card and spending some if it for something I've been wanting to buy.

Here are a few more freebies you can get on your birthday.

Tony Roma free dessert, free meal
Baskin-Robbins free ice cream treat (coupons you can use within 5 days of your birthday)
Uno's free personal pizza
Outback Steak House free dessert
Todai Seafood Buffet free meal or voucher for meal next visit
With Todai you get a voucher for the next meal. I went there last year and am going again tonight.


Here's a huge list of more Free Birthday Deals

The list isn't new so make sure you call the place first to see if the deal is still valid.

Got Paid by DealsNCash

I got paid by DealsNCash today for $34.36. It took a while to get this payment because at first they didn't have a lot of emails but the last few months they've been adding a lot more emails in fact I'm on now and there were nine emails waiting where usually there may be one a day. But as I always say every little bit helps.




DealsNCash pays you to read emails. Earn up to 5 cents per email and get $5 to sign up. It's easy money check it out.

www.dealsncash.com



I also got a payment from Pinecone Research for $3.




Both are going straight to the credit card. Speaking of credit card, I got an offer from American Express Blue for a 0% balance transfer for six months. I'm thinking of taking advantage of it. I have until October 20th to decide.

I follow MSN's Money message board a lot and came across this article about how to attack your debt. I guess you could say I'm doing the "debt snowball" method...

Using the debt snowball approach, you order your debts by size and pay off the smallest first, on the theory that quick wins will keep you motivated. You throw as much money as possible at your chosen debt while paying the minimums on the rest. When the targeted debt is gone, you apply the same payment plus the minimum to the next debt, and so on. The amount you apply to your targeted debt grows as you pay off each bill, and you pack together those little victories to make a big dent in what you owe. This method is touted by personal-finance guru Dave Ramsey and his many enthusiastic followers.

I'm paying off the smallest amount first which has the highest interest rate. The article has links to different sites that compare credit card rates and balance transfer options. I'm definitely going to check them out when my 0% balance transfer is up next year.

It's a good article, check it out if you need some guidance on how to start paying off debt.

A debt payoff plan that works

I Got $5 Cold Hard Cash

I was surprised when I opened my mail today and got a whopping $5 bill! Cold hard cash in my hand. It was from Consumer Opinion Institute. A few weeks ago I had signed up through Fusion Cash. They sent a survey through the mail. Hopefully I will get more surveys from them.


On a sadder note. I'm losing one of my biggest income streams, ChaCha. I got an email saying my account was being deactivated in the next few days. I simply have not had time (or the motivation) to do it lately so my quality was low, plus it took a lot more time to make payout so that's why I wasn't as motivated to do it.

I'm owed a little over $30 so I should be getting that soon. I'm going to apply for KGB (just like ChaCha) and see how that goes.

It's My Anniversary Mo' Money! Mo' Money!

Today I have been on my job for one year. It's hard to believe I'm glad I made it. Not that I wanted to quit because it's my dream job but because of the economy and the industry I'm in things are kind of bad but we're hanging on. I just hope my company will last another year I'm just holding on as long as I can.

Anyway so I also got a raise ( I got one six months ago as well) and this will be a little more than the one six months ago a whole whopping $1.69 to be exact :). I also lowered some of of my savings and 401k percentages so that I'd have more money in my check so I can pay down my debt a little more. I've really been slipping lately on paying extra money lately so I need to get on the ball. Oh yeah and I worked Labor Day so I get time and a half so I can use that extra money as well.

Still Plugging Away

It's the end of August and nothing exciting to report. It's been a boring month as far as paying down debt. I cashed out for a couple of sites but I won't get the money for a couple of weeks so I haven't had anything extra to pay down.

I charged some things, just came back from a trip so my debt has gone up slightly. There's just so many things I want to buy now and a lot of them I can only really get online so I have no choice but to use my card (sigh).

I'm a little bummed because the weather is changing. I hate that summer is ending. Summer is my favorite season because I love hot weather. I just hate cold weather.

Well I guess I will do an update.....drum roll please......

My new total is.... $13,241.85 UGH!! I'm going backwards again.

Get Paid To Search

I finally got enough points to redeem my $25 Visa Gift Card from Scour. You need 6500 points for a $25 gift card, more for a $50 or $100 gift card. It took me 376 days to do it lol! I forgot to do Scour for all my searches so that's why it took so long.

Oh well it's easy money and at least I get a little something for searching whereas as I never got jack from Google or Yahoo. It takes 2-4 weeks for the whole process for me to get my gift card so I can't count my chickens yet. I mainly use it when I do ChaCha so who knows how long it would have taken me to get my gift card if it wasn't for that.

Scour is like any other search engine only they pay you to search! You get one point for a search, vote, or comment on the search result. Why not get paid for something you're already doing for free?





Update

As of September 1st they are changing the rewards system. Now instead of getting points for a gift card for each search you do you will get an entry into a daily drawing for $25. I do not like this new system and a lot of other people are not happy with it either. I don't know if I will continue doing Scour anymore after I get my $25 gift card.